Archive for November, 2009
What is Liability Insurance?
There are many different types of insurance policies and Liability Insurance is one of them. If you are deemed to be legally liable for an accident of some kind you can be sued for cost of damages including: property damage; hospital and medical payments; rehabilitative care; lost income; and the pain and suffering of injured person or persons. Liability insurance protects you from these costs if this situation ever arises.
In most countries it is compulsory to have liability insurance if you are at risk of being sued for example: drivers of vehicles, anyone who offers professional services to the public, those who manufacture products that may be harmful, and those who offer employment.
There are different types of Liability Insurance
There are a few different types of liability insurance; here is a brief overview of some of them:
General Liability – protects a company from third party claims – This protects a business from losses caused by negligent acts resulting in bodily injury, property damage on the premises of the business, injury from the result of using a product manufactured or distributed by the business, or a general injury while in operation of the business.
D & O liability stands for “directors and officers” liability – This kind of insurance helps protect acts or omissions of those who are in a directors or officer’s position. This means that the entire company should not be held responsible for the actions taken by the director or officer in charge, and so insurance is held for that person to help protect them.
Employer liability – This form of insurance is mandatory which all business must have. It is designed to help the employee and protect the employer. It is used for when an employee may sue the employer in case of injury, job related illness, or other damages.
Professional liability is similar to malpractice insurance – The purpose of professional liability insurance is to protect those seen as experts or a professional in a given field. When a person is seen as a professional in a particular field they are held to a higher standard and so is considered to hold greater liability towards their clients thus meaning they need more coverage than generally liability insurance.
Diana Wright
http://www.articlesbase.com/business-articles/liability-insurance-an-introduction-721247.html
If you seen one, you’ve seen the all, however this motto is not what people should go buy when assessing medical malpractice, says a malpractice lawyer. Acts of medical malpractice all have their very own identity, their own unique code, caused by different doctors. The fact of the matter is that all acts of medical malpractice are different because every patient and doctor is different. The circumstances that lead up to an act of medical malpractice vary due to the different situations, approaches, and consequences that go along with receiving medical treatment. One patient may not care about the act, just as long as everything is fixed. However another patient my find it very offensive and out of line that a medical malpractice lawsuit is in order. Malpractice lawyers have seen thousands of cases of medical malpractice, each one being completely different from the other. Another important factor that sets acts of medical malpractice differently are the insurance companies. Large insurance companies that represent the medical professional or institution have a large number of lawyers on staff so that money is not an issue. The opposing may be forced to settle because they cannot afford to be involved in lengthy legal proceedings. This way a patient’s settlement sum may be compromised due to their inability to compete with the larger insurance company and law firm.
A malpractice lawyer on the side of the patient is going to be looking into how the act of medical malpractice occurred, what was done to ramify the situation, and what type of harm was done. They will also assess the costs associated with the additional injury and harm and figure out what kind of toll this is going to be on the patient’s life. Another big concern for the injured party is the loss of wages they are going to lose while receiving further medical treatment. If being out of work for the amount of time it takes to fix the act ends in a job loss, larger consequences are demanded. For if the act of medical malpractice had never occurred, the victim would have never lost their job. With acts of medical malpractice, malpractice lawyers are urging people to realize that every situation is different and to not classify them all into one category.
If you or a loved one has been injured by an act of medical malpractice, contact a malpractice lawyer as soon as possible. They will be able to stand up for you in a court of law and represent you trying to gain what was taken from you. Going through something like being subjected to an act of medical malpractice can be a very trying time. Your malpractice lawyer will be able to assess your situation and determine with you how you would like to proceed with in regards to the matter. Typical settlements vary but tend to include monies to cover medical expenses, loss of wages, and for pain and suffering.
Paul Justice
http://www.articlesbase.com/law-articles/malpractice-lawyer-speaking-out-towards-ill-practices-715231.html
http://www.oginski-law.com
You had a difficult delivery and months later are trying to find out why your baby has developmental delays. She’s not reaching her milestones; she isn’t turning over when she’s supposed to; she doesn’t track your movements with her eyes; she can’t hear you very well; she’s not crawling when she’s supposed to, and still isn’t talking.
You have questions about why your child is not meeting these developmental milestones. Who do you ask for answers? Are these developmental delays related to problems during your labor and delivery? Are they genetic? Are they normal?
Watch the video to learn more as an experienced New York medical malpractice attorney explains.
If you have questions, I encourage you to explore my educational website http://www.oginski-law.com, and if you have legal questions, pick up the phone and call me since I can answer your legal questions. I can be reached at 516-487-8207 or by e-mail at lawmed10@yahoo.com. I welcome your call
Duration : 0:2:19
http://www.oginski-law.com
Sepsis is an infection that spreads throughout your entire body. Once it gets into the bloodstream, it can be lethal if not treated appropriately. A systemic infection must be treated with powerful antibiotics, usually administered by IV. A failure to recognize and treat sepsis can have deadly consequences. Watch the video to find out more.
If you have more questions about medical malpractice in New York, I strongly encourage you to explore my educational and informative website, http://www.oginski-law.com. If you have legal questions, I urge you to pick up the phone and call me since I can answer your legal questions at 516-487-8207 or by e-mail at lawmed10@yahoo.com. I welcome your call.
Duration : 0:1:34
http://www.oginski-law.com
Listen in as Gerry Oginski, an experienced medical malpractice trial lawyer practicing law in Manhattan, Brooklyn, Bronx, Queens, Staten Island, Nassau & Suffolk explains why a young woman agreed to have a hysterectomy when she didn’t need one.
Find out what the doctor told this young woman would happen if she didn’t have her uterus surgically removed. Learn what the pathologist found after the surgery was over. Watch the video to find out how I was able to help this young woman solve her legal problems.
For more information go to Gerry’s educational website, http://www.oginski-law.com or call Gerry personally for answers to your legal questions at 516-487-8207. He welcomes your call.
The Law Office of Gerald Oginski, LLC
25 Great Neck Rd., Ste. 4
Great Neck, NY 11021
516-487-8207
Duration : 0:3:19
http://www.PreOp.com
Medical Malpractice and Patient Education Company
Then the surgeon will use a gloved hand to conduct a vaginal examination and will check the size and location of the uterus by pressing on your lower abdomen.
Your doctor will then use a retractor to open the vagina.
Once the cervix is visible, a forceps is used to grasp the front lip of the cervix …
and to pull it forward – causing the uterus to open.
Through that opening, your doctor will insert an instrument called a hysteroscope.
A hysteroscope allows the surgical team to insert all necessary optical and surgical instruments into the uterus. Medical Malpractice
At the beginning of the procedure, a harmless gas or fluid will be introduced into the uterus, causing it to expand.
By inflating the uterus slightly, your doctor is better able to reach the operative site.
Next, a wire loop is inserted. This loop is used to grab the fibroid tissue and snip it free from the muscular wall of the uterus. Medical Malpractice
When your doctor is satisfied that all fibrous tissue has been removed,
the hysteroscope and all other instruments are withdrawn. The gas or fluid is allowed to escape …
and the uterus returns to its normal shape.
Medical Malpractice and Patient Education Company
Duration : 0:2:48
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Call MANDIR to get Spiritual help at any time….. to get out of problems like marriage problems, Divorce problems, Children problems, Business and Job problems, court cases, Feeling Evil bothering, strange behavior issues for any of your family members, Polar disorder, Multiple personality problems, Cancer, dangerous health issues, Jaddoo, Black magic, Partnership Problems, Bankruptcy, Stock market losses buying and selling your motel, Gas station, Convenience store, Medical Malpractice cases and much more
Duration : 0:9:48
A person can make medical product related injury claim if one has suffered injuries due to defective or dangerous medical appliances, equipment, organ transplants, prosthetic devices, surgical implants, surgical equipment, hospital supplies, diagnostic equipment, and hearing and visual aids. Any of these products can be the subject of a medical products liability lawsuit if the cause injury to a patient. One must consider the statute of limitations (the time limit for bringing a lawsuit) before making a claim. All states allow a fixed period of time in which to bring a suit, but in many cases involving defective medical products a significant period of time can elapse between a patient’s exposure to a defective product and the patient’s awareness of the injury.
As in other products liability cases, plaintiffs in medical product cases sometimes raise the issue of the manufacturer’s or other provider’s failure to warn about the potential dangers of their products. The manufacturers of such types of products can fulfill their duty by providing the warnings to the physicians, nurses, or other medical personnel who will be using the products, and then the duty passes to those professionals to inform the patient. There is a subtle difference fine line between a products liability action involving a defective medical device and a medical malpractice action. Only an experienced lawyer having expertise in this field can help both plaintiffs and defendants determine which law applies.
Making medical injury claims is surely not an easy task. To determine whether you have been injured medically, your solicitor must prove that the injury resulted due to the negligence of the other person. Many clinical procedures carry certain amount of risk which should be explained to the patient in advance. An injury that is considered medically inflicted can also result from incorrect medicine, whether the wrong type or the wrong dosage. Hence, seeking professional help can prove to be very helpful. It can ease the task of making a claim.
Many people suffer minor head injuries such as cuts, bumps and bruises, and make a full recovery without any lasting problems. However, some head injuries can be much more serious. The symptoms of a brain injury are classified as mild, moderate or severe, depending on the damage to the brain. Some of the symptoms of minor damage may are change in the sense of taste, touch or smell, or slight memory or speech problems. If the head violently hits an object, perhaps in a road accident or during an assault, this can result in a traumatic brain injury. The brain can also be damaged if something penetrates the skull. Sometimes babies suffer brain damage during birth, resulting in cerebral palsy. Any person who has suffered such an injury can make Head and brain injury claims.
Sadhana Dhanyal
http://www.articlesbase.com/personal-injury-articles/medical-product-related-injury-claim-678251.html
Because the number of malpractice lawsuits is increasing all over the United States, a person who engages in such a lawsuit should follow the advice of a professional malpractice lawyer. You may find yourself in a situation involving malpractice at any time. It is best to have a plan in place for hiring a malpractice attorney.
What exactly does malpractice mean? To put it simply, it is the lack of professionalism in exercising one’s profession. Medical staff persons are most likely to be involved in such cases because their high-responsibility profession influences many lives each year.
Most cases of malpractice happen out of negligence and in cases of medical malpractice the repercussions fall directly on the patient’s shoulders, changing their health conditions for worse. Not only that, but people can also be psychologically and financially harmed. It is the serious nature of these consequences that accounts for the large number of medical malpractice lawyers who deal exactly with these types of cases.
Usually in a case of malpractice there are two parties:
- the plaintiff – the patient who has been exposed to the medical staff’s negligence, or a designated party acting on behalf of the patient (in the regrettable case in which the patient has deceased);
- the defendant – this is the health care provider (its technical name). To put it simply, it is the physician or any other medical expert that has harmed the patient through negligence.
The trial usually flows like any other type of trial. The plaintiff’s malpractice lawyer files a suit in Court, respecting the jurisdiction. Between the filing of the lawsuit and the trial itself the two parties are supposed to meet in a process which is called discovery.
This process will consist of interrogatories (or interviews, if you will), exposure of pieces of evidence and so on. When undeniable proof is presented it may be possible for the parties to end their dispute by a verbal agreement followed by a financial compensation for the harmed patient. If not, the case must go to trial.
Malpractice lawyers and followers of the medical malpractice field in general claim that they help identify weak spots in a country’s medical institutions, thus avoiding or reducing the number of future incidents.
The truth is that the number of preventable deaths caused by medical negligence is quite high in the United States. Between the years 2000-2002, and average of almost 200.000 people died in hospitals due to medical negligence.
This is a high number far exceeding many other death causes, preventable or not. This is also why, if you are unlucky enough to be exposed to medical negligence, you need to be prepared to hire a malpractice lawyer to professionally handle your case.
Tom Sample
http://www.articlesbase.com/law-articles/win-your-malpractice-lawsuit-with-the-right-attorney-129887.html
I’m happy with generalities, but if anyone has info specific to NY, that’d be helpful. I am curious really about two things: (1) Do doctors typically carry separate insurance beyond what is covered under the hospital’s insurance policy? (2) Does the hospital provide a separate policy for each individual doctor or clinic, or is it one big pool for the whole hospital?
I am aware of a situation in which a hospital’s insurance is about to be expended, but there are ongoing claims against individual doctors.
If the doctor is an employee of the hospital, they do not have their own coverage. If they are NOT an employee of the hospital, they do have their own coverage.
The hospital has their own malpractice policy, which includes blanket coverage for all employees – so one pool for the whole hospital.